Do I have to sue my friend for injuries I received in an auto accident?

A common dilemma that arises after an auto accident is whether the passenger, who sustains serious injuries, will have to sue their friend or relative that caused the accident. In most cases the passenger will not have to sue. Under The  Michigan No Fault Act, vehicle owners are required to have insurance. If an owner operates without insurance it is a crime. Assuming the driver of the car has insurance, the insurance company has to step into the shoes of the policy holder and pay fair compensation for the victim's pain and suffering. Certainly, there could be disputes about the value of the claim or the severity of the injuries, and that could lead to a lawsuit. But  the claim's value will be argued and negotiated between your lawyer and the insurance company. Policy limits could also be an issue.  The person that caused the accident  should care about the victim's well being. Additionally, the vehicle owner paid for a policy of insurance that is required to compensate victims of their negligence. The bottom line is that if the injured person has a valid claim, they most likely will not be suing their friend or relative that caused the accident.